Fresh Advice:
November 4 2009

The Travels of Trevor and Amanda: Poland-November 4, 2009
Poland-November 4, 2009. We've made it and we're at least good for the next three months without anyone wondering what we are doing here. We have a house that we can always return to. We have a place to cook food and we have the most ...
ZOLENGTHE » Blog Archive » Khantanhoi Tangkou | November 20, 2009
December 4, 2009. ; . November 30, 2009. ; . November 14, 2009. ; . November 11, 2009. ; . November 10, 2009. ; . November 9, 2009. ; . November 9, 2009. ; . November 6, 2009. ; . November 4, 2009. ; . November 4, 2009 ...
BRITNEY SPEARS: NOVEMBER 4, 2009 PICTURES OF BRITNEY SPEARS IN PERTH
Find the most up to date information, music videos with lyrics, and the hottest pictures on the newly born Britney Spears.
Opinio Juris » Blog Archive » Sleepless in Copenhagen
November 6, 2009 -- Bodansky: Update from Barcelona Climate Change Negotiations; November 4, 2009 -- Bodansky: Letter from the Barcelona Climate Change Talks · See all posts related to: Climate Change Negotiations ...
Friday, November 4, 2009 « Ink In My Coffee
Friday, November 4, 2009. Friday, December 4, 2009. Waning Moon Uranus Retrograde Sunny with temperature dropping. I'm achy and tired and have one of those headaches where it makes you nauseous. Ick. The movers showed up on time. ...
BRITNEY SPEARS: NOVEMBER 4, 2009-PICTURES OF BRITNEY SPEARS ...
NOVEMBER 4, 2009-PICTURES OF BRITNEY SPEARS HEADING TO SOUNDCHECK IN PERTH. Continuing her world dominating comeback tour, Britney Spears was spotted out and about in Perth, Australia earlier today (November 5). ...
Venezuela banks | Hugo Chavez
Soccer team's murder leaves villagers scared. Charlie Devereux - Venezuela - November 4, 2009 06:55 ET. The murder of an amateur soccer team has heightened tensions between Colombia and Venezuela. ...
november 4, 2009. on Flickr - Photo Sharing!
i'd like to disappear, if just for a while. view large. blog entry.
Brainwash Festival, Leeds, 1st November 2009 Pt 4: Oceansize ...
Brainwash Festival, Leeds, 1st November 2009 Pt 4: Oceansize. Oh dear. Oceansize have been running late, coming in from Germany this morning and then heading straight to Leeds to play Brainwash. This means that when they're scheduled to ...
Top 20 hip-hop/rap and R&B artists of the decade?
My girlfriend and I first met in July of 2008, but didn't become a couple until August of 2009. She just turned 18, and I'm 16. She lives about 4 hours away from me. Since August, we've only seen each other once which was in mid-November. We talk (phone/IM) every night we're both free (which is about 6 times a week). We even talked that much when we were just friends. We both love each other very much, and we tell each other that every night. We are always talking about the next time we'll see each other, which right now is the week after Christmas. Neither of us even think about not being a couple. She is going to college next year (still 4 hours away), but she is already talking about how we'll have more time together in 2010-2011 since she'll have longer breaks. This year for Christmas I'm getting her baseball game tickets (we both love sports) for summer 2010. She comes up to her Aunt's house (25 minutes from me) during Christmas break, Spring break, and about 4 or 5 times during the summer. College isn't really a problem for us because we're already used to being apart, and we might even see each other more then. Every day for the past 4 months, I find myself thinking about her everywhere I go, and thinking how great it would be if she was here with me. I fall asleep running through every detail of the last few times I saw her (thank God for my photographic memory), and I wake up thinking of her. I love her so much, and I want this to last as long as possible (hopefully forever). And I was wondering what you guys think?
Do you think this could last for a long time (even forever)?
So we must act on healthcare NOW to save the country, we must act on global warming NOW to save the world, we had to act on the stimulus NOW to save the country and on and on, but the GOP are the one's "trying to frighten the American people". The numbers here say it all: Dont educate I mean scare the American people about my administration! !!Here are 2009's unemployment numbers by month: 2009 7.60 8.10 8.50 8.90 9.40 9.50 9.40 9.70 9.80 10.2 10.0 n/a - now if you look here at 2008's numbers you will notice around November 2008 as soon as Obama is elected and started talking about health care reform there is a huge spike in unemployment : 2008 4.90 4.80 5.10 5.00 5.50 5.60 5.80 6.20 6.20 6.60 6.80 7.20 now prior to this the numbers were quite stable : 2007 4.60 4.50 4.40 4.50 4.50 4.60 4.70 4.70 4.70 4.80 4.70 4.90 in fact stable for years. 2006 4.70 4.80 4.70 4.70 4.70 4.60 4.70 4.70 4.50 4.40 4.50 4.40 the fact that Obama wants to force employers to carry healthcare for all employees actually created this huge surge in unemployment : 2005 5.20 5.40 5.20 5.10 5.10 5.00 5.00 4.90 5.10 5.00 5.00 4.80 the fact is that Obama's healthcare reform plan threatens modern employment and employers has actually DOUBLED UNEMPLOYMENT IN JUST ONE YEAR!!! The healthcare reform plan needs to go bye bye so businesses start hiring again. Government doesnt create jobs - businesses do and they wont hire if they feel their profits are threatened by having too many employees on the books because of the threat of government forced healthcare coverage plans.
Now I ask who really is scaring the people??????????
I'm sorry it this seems like a novel, but I'm a bummed out college student who makes little money. Okay, here goes... On November 2, I received phone call on my cellphone from someone for a "Magazine Readers Services" about magazine subscriptions, a $100,000 sweepstakes and a diamond watch. I had originally perceived the call as being from the bank due to their extensive knowledge of my account. Unfortunately, I mistakenly gave away some personal banking information though the phone call about my Visa Check Card as they had begun the call requesting confirmation for particular information about my Visa Check Card. This was done prior to the offer of magazine subscriptions, the sweepstakes and other gimmicks. I ended up being lulled into an agreement for several magazine subscriptions that originally started as an amount of $4.99 to an “agreement” for an amount of $68.28. About half an hour later, a representative from my bank called to confirm this pending transaction as it was the first transaction made on my debit card. By checking the online bank account for my debit card, I found out this company's name and learned of this being an alleged “scam.” I proceeded to look into any information about this company as I wanted to know if there was some way to cancel the pending transaction for $68.28 as well as possible future charges from this company. On November 3, I contacted a local branch of my bank to inquire on any possible solutions to my problem. The bank was able to cancel my Visa Check Card and provide me with a Customer Dispute Affidavit form. From the local branch, I was also able to receive contact information for Magazine Readers Services and proceeded to call them later that day to dispute the transaction. When I called Magazine Readers Services to tell them that I had misinterpreted the offer they had originally made with me and wished to cancel the unwanted services so that I will not encounter future damages, they had refused to accommodate my desire to cancel the unwanted service several times during the call and proceeded to lower the amount to $29.41 from the disputed amount of $68.28. The current charge for this ordeal is $29.41 which was made on November 10, 2009. Since Nov. 2nd, I've been "digging up dirt" on this particular company. Since then, I've seen several thousands of complaints all over the internet. Also, I've learned the "diamond" watch is not really a diamond watch, but a brand name (false advertising? that's a bummer). I've obtained the address and phone number for the company. I've tried several times to cancel their "services," but each time I am harassed and told that I have an "obligation" to uphold whatever agreement was made. Yesterday, I've heard back from my bank's dispute resolution department saying they can't do anything as the amount disputed has changed ($68.28 to $29.41).Today, I received the first of many possible magazines. I'm open to any suggestions for the time being other than hunting down the telemarketers and sending a barrage of gunfire their way (I'm kidding, of course). Any help will be appreciated as my sense of humor is the only thing keeping me from going insane from this dilemma( and even that is starting to wear out).I should probably mention that the charges are "per month" not "one-time charges." The $68.28 was for 18 months and I'm not sure if the $29.41 applies the same way.
Need help getting out of this scam. Magazine Readers Service?!?
my daughter turned 4 November 2009 and i was wondering if i am able to start her in to prep in 2010. she has been going to childcare 5 days a wk since she was bout 1 and i know she is ready to move up i found a private school that do pre-prep which I'm trying to get her in but she is on a waiting list. so i was wondering is there any public schools that do pre-prep or would let her start prep next year 5days a wk??
can my daughter start Prep at 4 in QLD, Australia?
okay so i got my license July 22 2009 on my birthday but people say that after may 30th you have to wait an extra 4 months to get ur license is this true ? its just for Ontario apparently? but i cant find anything out about it. so if anyone knows it would be awesome if you could tell me. will i be able to get my license july 22 2010 ? or am i going to have to wait until November 22 2010 ? HELPPPP !!
DO I HAVE TO WAIT AN EXTRA 4 MONTHS FOR MY LICENSE?
ok. first i want to say im not asking for a preacher. im not asking for advise from someone who has been in for years and years and wants everyone who "signed the contract to stick out the term" and "stop being a baby, and don't take the easy way out." " or to tell me "a baby didnt come in your sea bag"im not asking for any of that. im working on getting out. and its my first term in. if you don't like it then don't respond. weather you be a seaman or a master chief, don't care. i don't mean to disrespect anyone, im just looking for an answer. im getting enough of the scolding at work so if you have some point to prove, forget it. you are not the person i want to talk to... now that that's out of the way.. i joined the navy in june of 2008. went to boot camp, signed on for an extra year, because basically i had nothing else to do with my life and honestly that's why i joined. for something to do. a direction to go in. i went to boot camp for 2 months, passed that, went to "a" school from august to november for IT and met the most amazing guy on earth. we were together all through "a" school and he changed his orders from shore duty in japan to sea duty in norfolk to follow me. that's how committed we were to each other. he asked me to marry him in november. i said yes with no other thought in my mind. he was perfect for me and i loved him dearly. (and still do) we got to norfolk in december and i got pregnant in january. we married january 20th and got an apartment together and everything. we had twin girls in october of 2009. now when i got to my shore command they told me that i had shore duty orders until october 2012. my orders said prd-1210. i just joined the navy i didn't know how to read the dates on the orders, and everyone at my command told me it was october 2012. when i was told it was december of 2010 i was shocked and i panicked. i don't want to leave my little girls to go on a ship and work long hours and be out to sea months at a time. that's not what a mommy is suppose to do. they're suppose to be here for their children and children should always come first. no matter what. if you were to get an offer for 500,000,000 dollars if only you leave your kids, you should always choose your kids. no questions asked. they need you. and nothing is more important than being there for them. ieven if it means your poor. atleast you will be ther for your kids. you can always change things around money wise, but your kids grow every day. so needless to say i freaked out about the ship ordeal. my mom is on my family care plan but im their mother. i should be with them. my husband has orders on his ship until 2011. and both parents at sea is a horrible thing the navy has done to people. but i was told i could write a 1306 and maybe get my orders changed so that i can stay on shore at least until he gets off his boat. but when i went to ask about the 1306 they told me i cud write one, but it will more than likely get disapproved because we are both first termers and low class. so devastated i looked for other answers. my husband asked his NC1 about my situation and he said i could revoke my family care plan and we both not submit one to our commands. when this happens the navy will decide who stays in and who goes home. i heard that the base it on who is more valuable to the navy. now here is my question. who is more valuable. i have my thoughts but id like some opinions. I have a year and a half in the navy all together. i went to one "a" school from early september to november 21st. i am an E-2. i got a 4 grand bonus for signing up for an extra year but only received 2800 of that. my husband is a third class, IT.he joined november 2007 when he joined he was originally an ET. he went to ET school for 7 months then transferred to IT and went to IT school from beginning of september to end of november. he started like 2 weeks before me and finished the same time i did. he is now on the USS Kauffman and has already done a 4 month deployment and a bunch of little underways, and was given another security school that i guess even chiefs were surprised he got it. he was the only third class in the class with a bunch of chiefs and 1st classes. who do you think they will keep? and do you think there is a chance they will give me shore duty orders at all? now again i don't want ridicule. i need advise on the subject. please help give me a piece of mind.and by the way. i didnt join the military in hopes to be married 7 months after joining. i didnt expect to find my guy. i didnt expect to get pregnant with twins, no less, i didnt plan any of it prior to signing the contract. the navy claims to be family oriented but its not. no where near. im just trying to do whats best for my little girls. and living with out me for months on end is not good for them. i am a mommy before a sailor. i dont care what anyone says.thank you chief for your input but i just cant put the navy before my girls. theyre too precious to me. and i know that a lot of navy personnell have families in the navy but i have a senior chief that says she has a 20 year old son, and she said that she has had enough money for them to live comfortably ans such all his life, but she has also missed out on about half of his life as well. call me selfish or irresponsible...i just dont see money being over my girls. plus my husband in the navy and when hee gets out of the navy he will get a very good job b cz it is just in his blood. we will be fine. the navy uniform just feels like a costume to me. my hearts not in it. but dont get me wrong i could have managed if i didnt have my girls. i cud have probably been very valueable to the navy. but my girls changed me perception on it all. what is NEC by the way? thank you again chief for answering my question.
question about how the navy works..?
Hello, I'm trying to build up my credit so I can buy my Car w/ my own responsibility. last time I tried to get a car they told me I will need a cosigner since I'm a first time buyer, and my credit isn't high enough. I was told its not that I have Bad Credit, just not in the required number to be approved for a car. I'm here to explain what my plans have been so far as to building my credit and I would like to see the Opinions, suggestions, tips and approvals of others. August 2009: the first thing i did was leave my bank, and joined a Credit Union, (NFCU) I got a Credit card from them (Limit $1000) I use this card to pay my monthly Bills. the exact amount I spend on the card, I place in my Savings account. at the end of the month, I pay off the card leaving a balance of $100 transfered from my savings to the card August 2009: I Purchased an item from USA Discounters (they limited me to $1000) the Item got was total of $550 after all the charges and intrest. Its in a 9 month payment plan. Before this, I got a Military Credit Card known as the STAR CARD. My limit at this moment on this is $4,700.00. I have $2,243.79 as a balance. leaving $2,456.21 as available Credit. This is the longest running Credit card I got. since 2005. I was informed I should have my Credit Debt below %50 of the max Credit Limit. So I hope this part is working well. the last Item I have is a $300 loan from my Bank which i started in November 2009. 9 month open contract. so if i wanted to, i can pay it in 7 months, since i was informed that they wont report to the credit places until after 6 months. I don't know if this helps. I have an account w/ Sprint w/ their Cell phone I pay about $170/mo. for 3 phone lines, also pay for car insurance of about $35/month. I don't know if these show responsibility on helping build my credit. I don't know my credit score at this time. but hopefully all these help me in numbers by July of 2010 so i can have my car then. my income at this time is $1300/mo. I'm in the reserves at this time, but I'm planning on Going active service which will increase my income est $1,800- $2,400/mo (I was active before). Sorry this was allot. I hope someone will provide with some answers, advice, or anything else that will help me on my journey to achive my goal to gain my new car!
I am trying to gain credit for a new car What do you think?
I have been on STD (short-term disability) through my employer for almost 4 months. I returned to work on November 9, 2009 on modified hours and will continue to be working them indefinitely at this point. I have been advised that my STD weeks are almost over so I now have to apply for LTD (long term disability). I received a letter from my Human Resources indicating that I will no longer be on their payroll and my "deductions will be in arrears, until my return". I am actually quite confused by that since it is not like I am not working at all, I have returned to work just on modified hours. My HR person and the insurance company are unavailable to answer any of my questions and I am feeling completely stressed. Can anyone explain to me in general how LTD works because the way it seems it is like I am going to end up my company money, lose my benefits, and my vacation. Any feed back is appreciated!@ memaw: Being on disability because I am only working modified hours, so it would supplement my income since I am not working full time hours, I hope that makes sense, from my understanding.@ rayt721: I appreciate your honesty and just reinforce what I already know.
Long Term Disability - Help!?
1) Have a high intrest (32%) credit card that I have worked down from $10k to $4k in the last year. 2) Also filed my 2008 taxes in October 2009 (late file) and got a bill for $2400 (penalty and intrest) from the IRS in November 2009. 3) I will have over $2500 expected return form IRS on 2009 taxes. 4) Just sold an extra auto for $2500. How should I use the $2500 from the car sale? Pay the IRS and then put the 2009 return toward the high intrest credit card OR pay the high intrest credit card and put the 2009 return toward what is owed the IRS?
Pay Credit Card or IRS?
X-Ray results: REPORT: Three views lumbar spine dated 18 November 2009. FINDINGS: There is normal lumbar vertebral body height. The alignment is maintained. There are anterior osteophytes noted from L2 through S1. Ossification of the anterior longitudinal ligament is present from L2 through S1. There are mild endplate degenerative changes with a facet degenerative arthropathy at L5-S1 with mild disk space narrowing. No fracture or subluxation are present. The SI joint are patent bilaterally. MRI Results REPORT: MRI of the lumbar spine without contrast dated 03 December 2009. COMPARISON STUDIES: Plain films of the lumbar spine dated 18 November 2009. INDICATIONS: Low back pain radiating into both buttocks, some degenerative change on x-rays. TECHNIQUE: Multiplanar, multisequence magnetic resonance imaging was performed through the lumbar spine without the use of IV gadolinium contrast. FINDINGS: The spinal cord terminates at the level of L1. Signal characteristics within the conus medullaris and cauda equina appear normal. Bone marrow signal appears largely normal, with the exception of the level of L3-4, which is discussed below. Hypertrophy is noted involving the anterior longitudinal ligament throughout the lumbar spine together with multiple anterior osteophytes, better characterized on plain films. Regarding specific spinal levels, T12-L1 demonstrates small Schmorl''s nodes arising from both the inferior endplate of T12 and the superior endplate of L1. Surrounding marrow signal appears normal. T12-L1 otherwise appears normal. L1-2 appears mildly desiccated and perhaps minimally narrowed. There are also small Schmorl''s nodes superiorly and inferiorly without surrounding edema. This level is otherwise normal. L2-3 also demonstrates small Schmorl''s nodes. This level demonstrates a minimal posterior, right greater than left, disk osteophyte complex; however, the central spinal canal and both neural foramen appear patent. L3-4 also demonstrates small endplate irregularities consistent with Schmorl''s nodes arising from both the superior and inferior associated endplates. There is some surrounding T2 and STIR signal intensity consistent with edema. This level also demonstrates a right greater than left posterior disk osteophyte complex with bilateral mild facet and ligamentum flavum hypertrophy. Changes at this level result in mild left-sided and mild-to-moderate right-sided neural foraminal narrowing. L4-5 appears minimally desiccated and narrowed. There is a mild posterior disk osteophyte complex at this level. Bilateral facet hypertrophy and ligamentum flavum hypertrophy contribute to mild bilateral neural foraminal narrowing. The central spinal canal appears patent. L5-S1 appears mildly desiccated and narrowed. There is a mild posterior disk osteophyte complex at this level also. Mild facet and ligamentum flavum hypertrophy also contribute to mild bilateral neural foraminal narrowing. IMPRESSION: 1. Multilevel lumbar spondylosis as detailed above, with changes likely greatest at the level of L3-4. 2. L3-4 with possible mild edema surrounding endplate irregularities consistent with small Schmorl''s nodes. These may represent symptomatic Schmorl''s nodes. th
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Drudge report
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India
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It s a mad mad mad mad world cast
Tiger woods
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Tiger woods
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It s a mad mad mad mad world cast
Education
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Elin nordegren
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Al franken tells lieberman to stfu
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